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APWU Credit Card Credit cards are now part of the fabric of America. But sorting through credit card offers can be a daunting and time-consuming task. That’s why the union has endorsed a MasterCard exclusively for APWU members. The APWU MasterCard offers union members special skip-payment options, low-rate balance transfer offers, no annual fee, competitive interest rates, and a unique member-advocacy program. The APWU MasterCard is sponsored by Union Plus and was developed solely for union members by the AFL-CIO. The charts below show how the APWU Union Plus MasterCard stacks up against some of the most popular credit cards in the marketplace today. The APWU MasterCard Difference Using the consumer strength of union members, the APWU card offers benefits that other leading credit cards can’t match. | APWU MasterCard | Other Leading Cards | Competitive Rates | Yes | Yes | Union Oversight Committee
| Yes, monitors card program and contract to protect union members | No | Customer Service Calls Answered in USA | Yes, all calls answered by representatives in the USA — guaranteed by contract | May be outsourced | Financial Assistance for Cardholders | Yes, help for members with financial difficulties due to disaster, illness or disability and layoff | Not Available | Credit Building Services | Secured card for members with past credit problems or trying to build credit (not identified as secured on credit reports). Also offers credit education and counseling. | Reported as a secured credit card by credit bureaus. | Issuer-Funded Union Scholarship Fund | Supports the APWU scholarship program, which has helped more than 1,000 union family members with grants of $1.6 million over the last 10 years | Not Available | Raise Rates for Late Payments | No | Yes, as high as 28.49% - even for late payments on other bills! | Penalty for Paying Off Debt | No | Yes, some cards charge a $15 fee if inactive for 6 months | Union Member Advocate | Yes, full-time union member to help members with concerns | Not Available | Free Credit Counseling | Yes, to help members | Not available |
The APWU MasterCard — and all of the other APWU benefits — work for working families. Click here to apply online for an APWU MasterCard, or call call 1-800-522-4000 to apply by phone.
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